GOLD PLAN · £40 MOT CONTRIBUTION
Gold
Recommended balance — comprehensive mechanical + electrical cover, £20 MOT contribution per year (UK statutory fee £54.85), basic UK breakdown cover. Manual and automatic vehicles. Not available for EV or hybrid vehicles — see Platinum for full EV/hybrid protection.
Eligible Vehicles
Up to 10 years, Up to 100,000 miles, both
At a glance
Claim Limit
£1,500/claim
Annual Cap
£4000 / year
Excess
£50
Labour
£60/h
MOT
£40 contribution
Diagnostic
£50 contribution
Breakdown
Included
Waiting Period
30 days
Vehicle Pricing Factors — Apply to all plans
Your final price depends on your vehicle. We confirm it from a free DVLA reg lookup at checkout. Only the single highest factor applies (not cumulative):
Pricing · Annual, 2-Year, 3-Year
Save up to 20% with a multi-year plan
2-year saves 15% vs renewing annually; 3-year is our best value. 14-day cooling-off period on all durations.
What's Covered
Plan-specific coverage schedule
Listed in plain English. Full exclusions in T&Cs §6. Pre-existing faults and wear items are not covered.
Comprehensive mechanical and electrical coverage
Full engine and transmission protection
Turbocharger and fuel system components
Core mechanical and electrical component cover
Manual and automatic gearbox cover
Hydraulic/electric steering systems, wishbones, shock absorbers, anti-roll bars, and top mounts included.
Essential electrical parts
Starter motor, alternator, wiper motors, and solenoids. Fault validation handled by Drive Safe Warranty.
Inspection
Complete inspection of the car will be performed.
Free MOT contribution up to £40
Pre-purchase MOT condition
Check your MOT expiry before you buy
We can't cover a vehicle if its MOT is due to expire within 40 days — unless you give us a fresh MOT pass or an independent inspection from the last 14 days. This doesn't apply to cars under 3 years old that don't yet need an MOT.
Important — Applies to all plans
30-day waiting period from plan start date
No claims can be made in the first 30 days from purchase. Pre-existing faults — those arising or existing before the waiting period ends — are not covered. This is a universal condition across every DriveSafe plan.